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Stay Safe
Loans between friends, family and small businesses fail on the same points: no written terms, no record of repayment, and guarantors who did not understand what they signed.
The moment: Money is about to move between people who trust each other
None of these is proof of bad faith on its own. Two or three together is a reason to slow down.
Plain questions, asked before you commit. A straight answer costs nothing to give.
When to speak to a lawyer